Term of Use

 Effective Date: August 26, 2025 

 Last Updated: August 26, 2025

Welcome to www.CIAprotects.com (the “Site”), owned and operated by Continental Insurance Agency, Inc. (“CIA Protects,” “we,” “our,” or “us”). By accessing or using this Site, you agree to comply with and be bound by the following Terms of Use. If you do not agree, you should not use this Site.

1. Informational Purposes Only

• The content of this Site is provided for general informational purposes and does not constitute professional advice.
   
• Submitting information through the Site does not create coverage, a policy, or a client relationship. Coverage is only effective upon written confirmation from Continental Insurance Agency, Inc.
   

2. Use of the Site

By using this Site, you agree that you will not:

• Use the Site for unlawful purposes.
   
• Attempt to gain unauthorized access to our systems or data.
   
• Copy, reproduce, or redistribute Site content without prior written consent.
   

3. Intellectual Property

• All original text, graphics, logos, and design elements on this Site are the property of Continental Insurance Agency, Inc. and may not be used without written consent.
   
• Images, videos, and icons may include licensed stock media from third-party providers. These remain the property of their respective owners and are used under license. Visitors may not copy, reproduce, or redistribute such media.
   

4. Disclaimers

• We make reasonable efforts to ensure the accuracy of the information on this Site, but we do not guarantee completeness or reliability.
   
• We are not responsible for typographical errors, outdated information, or technical issues.
   
• The Site and its content are provided “as is” and “as available.”
   

5. Limitation of Liability

To the fullest extent permitted by Maryland law:

• CIA Protects shall not be liable for damages arising out of your use or inability to use this Site.
   
• This includes, without limitation, damages for lost profits, business interruption, or loss of data.
   

6. Links to Third-Party Sites

This Site may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content, policies, or practices.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles.

8. Changes to Terms

We may revise these Terms at any time without notice. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

9. Contact Us

For questions about these Terms, please contact:

Continental Insurance Agency, Inc.
7421 Washington Blvd
Elkridge, MD 21075
📧 info@ciaprotects.com
📞 (410) 540-9999